Money that works
for you

Safe assets, bankruptcy-remote structure

Your funds are never on Spiko’s balance sheet. They are either invested in risk-free assets (Treasury bills) or backed by the world’s largest banks, with real-time transparency of all exposures.

Tier 1 partners

We partner with the world's top asset managers (e.g., Amundi), auditors (e.g., PwC) and depositary banks (e.g., CACEIS) to build the best products.

Access management and security controls

The Spiko app lets you define multiple access levels across your organization. All critical functions are protected with 2FA, and a 'four-eyes' mode can be enabled to approve sensitive actions, such as withdrawals.