Treasury solutions for digital asset businesses
Spiko lets you put your fiat or stablecoins to work in UCITS funds, in four currencies, via UI, API, or smart contracts.

Net-of-fees rates, accrued and paid daily by the banking counterparty (BNP Paribas).
Trusted by crypto teams
Use cases
Discover how our clients use Spiko's tokenized fund shares.

SAFO, tokenized fund shares are one of the best options for optimizing your treasury allocation, especially if you hold stablecoins and can’t access yield.

SAFO is, from a regulatory and legal standpoint, tokenized shares of money market funds domiciled in the European Union and approved by the French Financial Markets Authority (AMF) as money market UCITS. They can serve as on-chain reserves for issuers of dollar or euro stablecoins.

SAFO can be used as on-chain collateral to secure OTC transactions or with counterparties, such as spot/derivatives trading venues or prime brokers.
On-chain cash management
USTBL and EUTBL provide access to U.S. and European Treasury bill yields, making them an excellent option for optimizing your treasury allocation, especially if you hold stablecoins and are missing out on the risk-free rate.

On-chain reserves for stablecoin issuers
USTBL and EUTBL are, from a regulatory and legal standpoint, tokenized shares of money market funds domiciled in the European Union and approved by the French Financial Markets Authority (AMF) as money market UCITS. They can serve as on-chain reserves for issuers of dollar or euro stablecoins.

On-chain collateral for borrowers and institutions
USTBL and EUTBL can be used as on-chain collateral to secure OTC transactions or with counterparties, such as spot/derivatives trading venues or prime brokers.

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with industry leaders
Your security is our priority
Your cash is backed by the strongest banks in the world. Plus, it is securely held by one of the world's largest custodian banks, a subsidiary of the Crédit Agricole group. Your cash is never held by Spiko.


